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Planning for Retirement

Are you financially ready for retirement?  Most people wait too long to start saving.  With compounding, this is a huge mistake.   Waiting just a few years can have a devastating affect on your nest egg when you retire.

Take full advantage of your company's 401(k) plan, especially if it offers matching.  Matching means that your employer deposits an amount in your 401(k) plan based on how much you contribute.  You should always invest at least as much money as your company will match.  Hey, it's free money!

Here are some sites that will help you with retirement planning:

About.com retirement planning guide

IRS tax information for retirement plans

Kiplinger "Saving for Retirement" page

Knowing how to plan properly for retirement is too important to leave to guesswork.  Consider using a qualified financial planner to make sure you are on track for a happy retirement.